PURCHASER'S ESTIMATED CLOSING COSTS
ESTIMATED CLOSING COSTS ASSUMPTION CONVENTIONAL FHA VA ESTIMATE
ITEMS IN CONNECTION W/LOAN
LOAN ORIGINATION $ n/a $ 1% $ 1% $ 1%  
DISCOUNT POINTS $ $ $ $  
APPRAISAL FEE $ $ 350.00 $ 325.00 $ 350.00  
CREDIT REPORT $ $ 66.00 $ 66.00 $   66.00  
WAREHOUSE/PROCESSING/
UDERWRITING FEE		 $ $ 500.00  $ Seller pays $Seller Pays  
LENDERS INSPECTION FEE $ $ 100.00 $ 60.00 $40.00 if ordered in Vet's Name  
PMI/MIP $ $ $2.25% x loan amt. if financed $ n/a  
VA FUNDING FEE $ $ n/a $ n/a $  
TRANSFER FEE $ $ n/a $ n/a $ n/a  
PHOTOS & AMORTIZATION $ $ 20.00 $ 10.00 $ Seller Pays  
TAX SERVICE FEE $ $ 125.00 $ Seller Pays $ Seller Pays  
PREPAIDS
INTEREST (DAYS) $ $ $ $  
HAZARD INSURANCE (1 YR)
(+FLOOD INS IF APPLICABLE)		 $ $ $ $  
HAZARD INSURANCE (1 MO)
(+FLOOD INS IF APPLICABLE)		 $ $ $ $  
PMI ESCROW $ $ $ $  
TAX ESCROW (2-4 MO) (NEW 
CONSTRUCTION: CALC. ON IMPRVD BASIS)		 $ $ $ $  
MISCELLANEOUS CHARGES          
HOME OWNERS ASSOCIATION $ $ $ $   
SURVEY $ n/a $475.00 $475.00 $475.00  
TERMITE INSPECTION $65.00 $65.00 $65.00 $ Seller Pays  
HOME INSPECTION FEE $175.00-up $ 175.00-up $ 175.00 - up $ 175.00 must
be POC		  
ATTORNEY'S FEES $ 100.00/ask for 2nd lien info $ 200.00 $ 155.00 $ Seller Must Pay  
RECORDING FEES $ 33.00 $ 48.00 $ 48.00 $ 48.00  
RESTRICTIONS $ 25.00 $ 25.00 $ 10.00 $ Seller Pays  
COURIER FEES $ 50.00 $ 60.00 $ 60.00 $ Seller Pays  
ESCROW FEES $200.00 $200.00 $200.00 $200.00  
MORTGAGE TITLE POLICY $ n/a 125.00/2nd only $175.00 $175.00 up $175.00  
ESCROW ACCT ASSUMED $ varies $ n/a $ n/a $ n/a  
MISCELLANEOUS FEES $ $ $ $  
TOTAL ESTIMATED COSTS $ $ $ $  
ESTIMATED MONTHLY PAYMENT:
PRINCIPAL AND INTEREST  
1/12 INSURANCE                  +  
1/12 TAXES                          +  
1/12 PMI - FHA                      +  
TOTAL                                  =  
ESTIMATED TOTAL COSTS $
PLUS DOWN PAYMENT          + $
LESS EARNEST MONEY         - $
AMOUNT DUE AT CLOSING  = $

All costs quoted are subject to change. Therefore, we encourage you to confirm information

Purchaser's Name _________________________ Property Address __________________________
Lender _________________________ Type Loan __________________________
Realtor _________________________ Phone __________________________